You have worked hard and now it is time to enjoy the fruits of your labor. The wealth that you have generated must be turned into sustainable retirement income that enables you to enjoy your retirement years.

Retirement Income Solutions

  • Prioritize objectives and timelines
  • Identify and address the various risks that can plague a distribution strategy
  • Develop clear and realistic return expectations
  • Discuss sustainable withdrawal rates

Clients seeking income from the assets they have accumulated can use our distribution strategies to create dependable cash flow. Retirees need to balance income requirements with the risk of outliving their nest eggs. Our guidance can help eliminate the stress often associated with this income challenge.

Capital Distribution Strategies and Investment Management Tools

  • Tax strategies
  • Laddering strategies
  • Dividend yield strategies
  • Withdrawal strategies (RMDs)
  • Deferred and immediate annuities
  • Fixed, indexed, and variable annuities


“ In His wisdom God gives each of us a limited, finite number of hours a year in which to achieve our goals, both material and spiritual. God gives us these hours in sequence, day by day, month by month. If they are wasted, however, they are neither repeatable nor refundable. He gives a set amount to the rich and to the poor, to the young and to the old. Whatever successes we may achieve in this life will come from the purpose to which we put God’s priceless gift – time.”

 -Leon A. Danco, Ph.D.