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There has been a lot of discussion in the news recently about inflation. There has even been some speculation whether the US could face high levels of inflation like we saw in the 1970’s. Seasoned market analysts disagree on whether an increasing rate of inflation will continue or whether it will be a short-term blip.

Like the concept of “voting with your dollars,” ESG investing—or environmental, social and governance investing—is an investment strategy that helps individuals align their portfolios with their personal values.

Starting in the 1960s, individuals used ESG investing to not invest in companies or funds that had to do with alcohol, tobacco and gambling.

The Biden Administration proposed a series of tax changes to address the pandemic’s mounting economic pressure and the growing federal deficit. What could these changes mean for you?

In many ways, it’s too soon to tell – all of these proposals still need to make their way through both houses of Congress and be signed by President Biden before they become law.

The American Rescue Plan Act of 2021 was signed into law March 11, 2021. The bill includes a sweeping collection of provisions intended to support struggling Americans, fight the pandemic and revive the economy. For families, individuals and businesses, here are some of the top-line highlights:

Stimulus checks and unemployment

As most of you know, the President signed into law the “Coronavirus Aid, Relief and Economic Security Act”,
being referred to as the CARES Act, on March 27, 2020. Broadly speaking the CARES Act provides the
following benefits and stimulus to U.S. small businesses and individuals:

Forgivable Loans for Small Businesses

If the Coronavirus’ effect on the markets has taught us anything, it’s that every single person reading this should start the process of creating an emergency fund.

What is the market signaling to us today?

While the recent market movements have been jarring, resets in market expectations are normal.  The market is making sure it is correctly in-line with the future strength of its companies.

Most people couldn’t bear the financial hardships resulting from unexpected events, such as a major house fire, a car accident, a disability or the premature death of a family breadwinner, which is why one of the most important comp

Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule.